Transform your profession into a self-owned business & increase your income by 20% annually with proven tax strategies tailored for business owners and independent contractors.
Over
Over
In Tax Consulting
Combining
of Tax &
Business Consulting Expertise
Small business owners and independent contractors often lose a significant portion of their income due to inefficient tax practices.
Those who operate their business under the right structure can retain more of their earnings and protect their financial information.
IndecoTax streamlines this process, making it simple, swift, and cost-effective.
Believe it or not, starting a business isn't hard, especially when that business is you.
The team at IndecoTax ensures you're set up correctly from the start, supporting you with essential bookkeeping, accounting, and maximizing every tax deduction you’re entitled to.
Your business expenses, from industry-specific tools to travel costs, can substantially reduce your taxes. We’ll show you how to easily keep track of these expenses and use them to lower your tax bill. It's all about keeping more of your earnings in your pocket!
As a small business owner or freelancer, maintaining the confidentiality of your financial data is paramount.
IndecoTax provides the security you need, ensuring your personal information remains protected.
We keep your info private and won't sell it to anyone
5/ 5 Stars
Keeping more money in your pocket is our job. Teaching you how to do it yourself? Now that's a passion.
IndecoTax simplifies over seven decades of tax, finance & business experience into straightforward money-saving habits that cater to the needs of high earners and savvy investors.
From ensuring you pay no more and no less than the right amount in taxes to helping you plan for your biggest dreams, our main goal is for you to be in total control of your financial future.
With us, you know your money is being handled by pros. Step forward with assurance, knowing every decision is optimized for your financial benefit.
We keep your info private and won't sell it to anyone
5/ 5 Stars
What are Quarterly Taxes for Independent Contractors?
Quarterly taxes are estimated tax payments made four times a year by independent contractors to avoid large tax bills at the end of the year. They're due on April 15, June 15, September 15, and January 15.
How Do I Calculate and Make My Tax Payments?
Use IRS Form 1040-ES to estimate your income, taxes, deductions, and credits. Payments can be made online through EFTPS or IRS Direct Pay, or by sending a check or money order.
Should I Seek Professional Tax Help?
Yes, navigating tax laws can be complex, and a professional, especially one with independent contractor experience, can help ensure you're maximizing deductions and staying compliant.
What Should I Know About Self-Employment and S-Corp Taxes?
Self-employment tax covers Social Security and Medicare. An S-Corporation may reduce your taxes by splitting income into salary and distributions but requires meeting specific conditions.
Which Expenses are Tax Deductible?
Deductible expenses include uniforms, tools, travel, and technology (like laptops, apps, phones) used primarily for your work. Ensure to keep detailed records.
Are Educational and Training Expenses Deductible?
Yes, costs for classes, workshops, and other activities that directly enhance your professional skills are deductible, along with related travel expenses. Keep all documentation.
How Can I Deduct Travel and Car Expenses?
Deduct travel expenses directly related to your profession. For car expenses, choose between deducting actual expenses or using the standard mileage rate, and maintain accurate records.
What About Home Office and Rental Property Deductions?
If you use part of your home exclusively for business, you can deduct a portion of related expenses. For rental property owners, deductions include mortgage interest, taxes, maintenance, and depreciation.
Can I Deduct Insurance and Advertising Expenses?
Health insurance premiums are generally deductible. While disability and life insurance premiums aren't, you can deduct certain advertising expenses directly related to your profession.
Why is Keeping Receipts and Records Important?
Receipts are crucial for validating your tax deductions. Store receipts for all work-related expenses and maintain organized records. The IRS recommends keeping these for at least three years from the filing date.
Indeco Tax Privacy Notice
Revised: February 8, 2024
This Privacy Notice (“Privacy Notice”) explains how and why Indeco Tax LLC ("Indeco")
collects, uses, and discloses your personal information, and how you may exercise the choices
and rights available to you with respect to your personal information.
This Privacy Notice applies to all Indeco properties that link to it, including websites, such as
www.indecotax.com, the ("Site") products, software, and services, such as our online tax filing
service and professional software (the “Professional Services"); and applications, such as our
mobile application (the "App") (collectively, the "Services").
We may change this Privacy Notice from time to time. If we make updates, we will revise the
date at the top of this Privacy Notice and, in some cases, we may provide you with additional
notice at our discretion. We encourage you to review the Privacy Notice whenever you access
the Site, use our Services, or otherwise interact with us to stay informed about our information
practices.
1. Personal Information We Collect
We, and our vendors, may collect personal information directly from you (such as when you
register for and use the Services), automatically when you access the Services, through online
tracking technologies (see Cookies and Other Tracking Technologies section below). Our
primary goals in collecting personal information are to (i) offer, provide, and improve the
features and content of our Services, (ii) administer your use of our Services, and (iii) enable our
customers to easily navigate our Services. The personal information we collect about you may
vary depending on the nature of your interactions with us.
You may provide us with personal information of others, in which case you represent to us that
you have obtained authorization from those individuals to provide us with such personal
information.
Certain personal information is required to purchase, download, and effectively use our Services.
If you do not wish for us to collect and/or use your personal information or request to delete such
information, this may result in a termination of your user account or your inability to use the
Services. Please see the Your Choices section for more information.
We may collect the following categories of personal information when you use or access the
Services:
Contact Information: We collect personal information to respond to your inquiries and
provide our Services, including, when you register to use our tax software, such as:
oName;
oAddress;
oEmail; or
oPhone number.
Tax Return Information: If you decide to prepare or file a tax return using our Services, we
collect personal information, such as:
oName;
oSocial Security Number;
oDriver’s license number;
oEmployment information;
oSpouse and dependent information;
oIncome;
oDeductions; or
oAny other information included in your return.
Uploaded Documents: We collect personal information provided in any forms, files, or
other data that you may choose to upload or import to our Services.
Information Provided From Third Parties That You Utilize Within Our Services: You can
choose to permit or, in some cases, restrict third-party websites or applications that integrate
with our Services. If you provide your third-party credentials, we may receive your name
and email address associated with such third-party websites or applications, along with
additional information that the application has elected to make available to Indeco to
facilitate the integration.
Financial Information: We may collect account, card, or payment information, such as
when you purchase our products and Professional Services. If you pay using a credit card,
we and our payment processor may collect financial information such as credit card number
and expiration date.
Professional Preparer Information: If you use our Professional Services to prepare the taxes
of others, we may also collect information regarding your tax preparation business, such as:
oBusiness name;
oBusiness address;
oBusiness email;
oBusiness phone;
oName of individual designated as contact for business;
oSize and nature of practice; or
oTax registration information, e.g., PTIN / EFIN.
Communications: We may collect certain personal information provided in your
communications with us. In some cases, we record your interactions with our support
service team upon notifying you that a recording will be made.
Marketing Communications: We collect personal information you may provide us to sign
up for communications, including, in connection with marketing emails, blog content,
customer testimonials, surveys, promotions, contests, sweepstakes, marketing events, trade
shows, webinars, conferences, customer research, gated content, feedback, or a similar
event or occurrence.
Referrals: Information from your use of our referral service to tell a friend about our site,
including your friend’s name and email address.
Job Applicants: If you apply for a job posting, or become an employee, we collect
information necessary to process your application or to retain you as an employee. This
may include, among other things, your Social Security Number. Providing this information
is required for employment.
Publicly Available Information: In addition to the information you provide, we may also
collect information from publicly available sources, affiliated companies, or third parties,
such as when we partner with other companies or use service providers to help us optimize
our marketing activities.
Automatically Collected Information: Indeco collects information about your browser or
device interactions with the Services. Automatically collected information may be
combined with other information we collect about you to improve our Services, and our
marketing, analytics, and Site functionality. This information may include:
oComputer or Device Information
your IP address;
the hardware model;
operating system version;
mobile network information;
location information; or
other information that identifies your computer or device.
oUser Interaction Information
the type of browser you use;
loading and access times;
pages viewed and features accessed;
the page you visited before navigating to our Services;
whether you have started or completed use of an offering; or
other events that occur while engaging with our Services.
oGeolocation Data: We may collect geolocation data, including information derived
from your IP address and collected from our Services, for analytics, marketing, and
access purposes. You may control certain geolocation collection through your
browser or mobile device settings.
2. How We Use Your Personal Information
In addition to the other uses described in this Privacy Notice, we may use your personal
information for the following purposes:
To complete orders and provide you our Services, including, using tax return information to
prepare or assist in preparing your tax return, as described further below.
To assist the development of our Services, including to:
oAnalyze and improve the Services we offer to you;
oBetter understand the functionality of our Services; or
oProvide a customized or personalized experience.
To create, maintain, customize, and secure your account with us.
To communicate with you, including, to:
oSend marketing messages or to show you advertising;
oNotify you of new or enhanced products and services;
oCommunicate with people you tell us might be interested in our services, if you
choose to use our referral service to tell them about us; or
oProvide text message alerts for product information, status, tips or promotions, or
other marketing activities.
To maintain the safety, security, and integrity of our Site and Services, databases and other
technology assets, and business.
To address issues that may arise, including to:
oNotify you if there are issues with the Service or your order;
oSend you product or technical notices, updates, and security alerts;
oResearch and address any questions or problems submitted through our technical
support and customer service systems;
oMonitor and investigate fraud, identity theft, and other illegal activity; or
oProtect the safety and security of Indeco, our Services, our customers and others.
As described to you when collecting your personal information.
To operate our business, including, as necessary for internal administrative purposes,
recordkeeping and auditing, risk management, and to manage our relationships.
To protect and secure our business, including, preventing, investigating, identifying, or
taking any other action with regard to suspected or actual fraudulent or illegal activity, or
any activity that violates or may violate applicable laws, regulations, or legal process and
our policies.
To fulfill our legal obligations, including complying with applicable laws, regulations, or
legal processes as well as industry standards and our company policies.
In the event of corporate restructuring, including, evaluating or conducting a merger,
divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all
of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar
proceeding, in which personal data held by us is among the assets transferred.
3. How and Why We Disclose Your Personal Information
We may disclose your personal information in the course of supporting and providing our
Services, as follows:
As You Direct in the Services: We disclose Tax Return Information in accordance with
your requests, such as when you direct us to file a tax return with the IRS or to a state
taxing authority or you provide your express consent to disclose information to a third party
offering its own product or service.
Vendors Supporting Services: To vendors, consultants, and service providers who assist
us in providing our Services and use and disclose such personal information to perform
services on our behalf.
Co-sponsors and Partners: To promotional co-sponsors or other Indeco partners as part of
joint marketing efforts and other partnership activities.
Marketing Vendors: To companies, including our affiliated entities and third parties, that
provide services that help us market our products or otherwise support the promotion of our
business.
Legal Compliance, Law Enforcement, and Regulatory Requests: For compliance,
enforcement, and public safety purposes, including, to taxing authorities, law enforcement,
government agencies, and other parties to comply with any applicable law, regulation, or
legal process, such as subpoenas and court orders; to carry out investigations; to protect and
defend our rights and property or the rights or safety of other parties; for crime-prevention
purposes; or as otherwise required by any applicable law, rule or regulation.
Fraud and Abuse Prevention: If we believe your actions are inconsistent with the spirit or
language of our user agreements or policies, or to protect the rights, property, and safety of
Indeco or others.
In a Merger: In connection with, or during negotiations of, any merger, sale of company
assets, financing or acquisition of all or a portion of our business by another company.
For Use by Our Affiliates: For our affiliated companies to assist in providing and
maintaining the Services or for other permitted business. If you use our Professional
Services to prepare the taxes of others, we may disclose your information with our
affiliates.
For our everyday business purposes: To process your transactions, maintain your
account(s), respond to court orders and legal investigations, or report to credit bureaus.
Mobile Phone Number: We may disclose your mobile phone number with vendors that
assist us with providing text message alerts for product information, tips or promotions, or
other marketing activities; however, we will not disclose your mobile phone number with
third parties for their own marketing purposes without your consent.
4. Tax Return Information
We use Tax Return Information you provide us in order to prepare a tax return. The use and
disclosure of Tax Return Information is governed by Section 7216 of the Internal Revenue Code
and many state codes and their associated regulations. We use your Tax Return Information only
in accordance with applicable laws, including Section 7216 of the Internal Revenue Code, to do
the following things:
To prepare or assist in the preparation of tax returns;
To allow tax professionals to assist you with questions or tax preparation;
To obtain, manage, or market services in connection with the preparation of tax returns;
To provide you with our tax preparation products and services, or, if you expressly consent,
other products or services;
For other uses or disclosures as you expressly consent to from time to time; or
As required by law.
5. Cookies, Tracking Technologies, and Interest-Based Advertising
We or our vendors may use tracking technologies, such as cookies, web beacons, and pixels
(collectively, "Cookies"), to collect certain information when you interact with the Site. We may
use Cookies for several purposes, including:
Storing information to help the Site function properly;
Helping you access and navigate the Site more efficiently;
Recognizing your login information and preferences, so that you do not need to enter the
information each time you visit the Site;
Analyzing your use of the Site, including, collecting information about which pages on our
Site you viewed or links you clicked and how you interacted with our content during your
visit or over multiple visits;
Customizing your browsing experience by showing you information more likely to be
relevant to you; and
Delivering and customizing advertisements and tracking advertising campaigns.
We use certain web analytics services, such Google Analytics, to help us understand and analyze
how visitors use our Services. We use this information to implement Google advertising features
such as dynamic remarketing, interest-based advertising, audience targeting, behavioral
reporting, demographics and interests reporting, user segment analysis, device reporting, display
advertising, video ads reporting, and impression reporting.
Third-party ad technology companies and advertisers may use, store, or access cookies, web
beacons, and other storage technologies to collect or receive information from our websites and
elsewhere on the internet and use that information to provide advertising services to us,
including, interest-based advertising or advertisements targeted to your interests.
In certain instances, we may contract with vendors to help us analyze activity through our
Services, including our chat functionality, through session replay technologies that allow us to
review the history of how visitors use our Services and to improve our Services. These
technologies may collect the following types of information, among others: IP address; screen
size; device type (unique device identifiers); browser information; geographic location; and
preferred language.
We or our vendors may collect personal information about your online activities over time and
across different devices and online websites when you access the Services. We and our vendors
may link the information collected by tracking technologies to other information collected about
you.
If you have questions about our use of cookie or other similar technologies, please contact us
using the contact info found on our website.
We use Cookies, including those listed below, to obtain information on how visitors interact with
our Services or for marketing and advertising our Services to you. These tools collect
information about the performance of our Services and how visitors navigate around and interact
with our Site’s web pages, which allows us to evaluate and further improve and optimize our
web pages.
You may opt out of interest-based ads from companies participating in the National Advertising
Initiative consumer opt out link (optout.networkadvertising.org) or the Digital Advertising
Alliance's consumer opt out link (aboutads.info/choices). Please note this does not opt you out of
being served ads and opting out via one browser, device, or app may not necessarily opt you out
of collection from all browsers, devices, or apps. Additionally, you may still see “contextual” ads
even if you opt out of interest-based ads. These ads, however, are based on the context of what
you are looking at on the websites and pages you visit. Even if you opt out of interest-based ads
you will still receive these non-personalized, contextual ads.
Certain web browsers allow users to opt out of tracking by websites and online services by
enabling a signal such as Do Not Track ("DNT"). To learn more about DNT signals,
visit allaboutdnt.com. If you choose to enable an opt out request preference signal you will only
be opted out of online sales or sharing of your information and will need to turn it on for each
browser you use.
You can use mobile device settings to limit mobile tracking technologies and associated
activities. For instance, you can adjust or reset the advertising identifiers on your mobile device
in the device settings.
6. How We Safeguard Your Personal Information
We work to safeguard your personal information from loss, misuse, or unauthorized access,
alteration, and destruction by using industry standard safeguards, procedures, and practices.
These safeguards include physical, logical, and technical protections for physical security,
information security, and additional measures to restrict access to data we hold in physical and
electronic forms.
No method of transmission over the Internet, or method of electronic storage, is completely
secure. Although we do our best to protect your personal information, we cannot guarantee the
security of information transmitted via our Services.
7. Children’s Privacy
We do not market our Services to children, and the Services are not intended for use by
individuals under the age of 13. If we become aware that we have received any personal
information from a child under 13, we will delete it in accordance with applicable law.
8. Data Storage and Transfer
In accordance with applicable laws, we keep and store your personal information to provide you
with the Services and for the uses identified in this Privacy Notice.
The Services are intended for access and use in the United States. Any information Indeco
collects about you may be stored, transferred, processed, and/or accessed by us in the United
States, or to the extent permitted by law, any other country where we or our vendors operate.
Please know that personal information may be transferred to, and maintained on, computers not
in the state or country where you live, meaning the privacy laws could differ from and may not
be as protective as those where you live.
If you are located outside the United States and allow us to collect personal information about
you, please be aware that Indeco may, where permitted by law, transfer your personal
information to other countries, including the United States, and process and store it there. By
allowing collection of your personal information, you consent to having your personal data
transferred to, processed, and stored in the United States.
9. Generative Artificial Intelligence, Machine Learning, and Related Tools
We may use generative artificial intelligence, machine learning, or related tools, such as chatbots
(“AI") to improve, develop, and deliver our products and services. We may use AI to analyze
how our Services are used and interacted with, or to process certain content our customers send
or display through the Services, including by conducting data analytics to develop insights about
your use of the Services, needs and preferences, so we can make more informed predictions,
recommendations, and improve our products and Services. When utilizing AI technology, we
will provide additional notice and the opportunity to opt out, when appropriate. We will not use
AI to subject you to decisions based solely on automated decision-making that have a significant
impact on you without providing additional notice, as appropriate.
10. Other Online Services
External Links: Our Services may contain links to external websites, which are clearly identified
and will direct you from Indeco’s Site to an external site. Our link to a product or service does
not by itself indicate our endorsement. Some of these external sites may collect personal
information about you or request personal information from you. If accessing an external site via
a link, you will be directed to that external website and governed by their privacy notice and
policies. We encourage you to review their privacy statements or notices to learn more about
what personal information is collected, how it is used, and how it is stored.
Interactive Features: We may engage vendors to provide certain interactive features on our Site.
Your use of these interactive features is voluntary, and we may retain the information that you
submit through these features. For example, we may offer an interactive chat feature on our Site
to answer questions and for other customer service purposes. When you participate in the
interactive chat, either with a virtual or live agent, the contents of the chat may be captured and
kept as a transcript. By using these features, you understand that our vendors may process the
information obtained through the feature to provide the service on our behalf.
Social Media: We may monitor and collect information from interactions with our social media
accounts (such as Twitter, LinkedIn, Facebook, Instagram, TikTok, or Google). Our Services
includes social media features, such as the Facebook Like button and widgets, the share this
button, or interactive mini programs that run on our Site. If you interact with us on social media
or use features such as plugins, widgets, or other tools made available by social media platforms
or networks in connection with our Services, we may collect personal information that you
disclose to us or that the social media platforms disclose to us. Your interactions with these
features are governed by the privacy notice of the company providing it.
11. Your Choices
We offer our users certain choices related to their personal information. If you are a California
resident, you may have additional rights under state law, which are provided below in the section
entitled Additional California Disclosures.
We will not discriminate against you for choosing to exercise any of these privacy choices.
12. Communications and Opt Out Options
Email Communications: We may periodically send you communications or otherwise contact
you about new products, services, upcoming events, or for other promotional purposes. You can
stop receiving promotional emails by following the unsubscribe instructions in emails that you
receive.
Text Communications: You can opt out from further text marketing communications by texting
STOP to the SMS number used by Indeco to contact you.
Transactional Communications: Note that if you opt out of receiving marketing communications,
we may still contact you for non-marketing purposes, such as account information, feedback or
research purposes, legal notices, account security, bug alerts, or changes that may impact your
ability to use Indeco products and services.
Professional Services Disclosure to Affiliated Companies: If you use our Professional Service
and wish to opt out of having personal information about you disclosed to our affiliated
companies for marketing purposes, please contact us using the contact info found on our website.
13. Access and Updates to Your Information
Customers with registered accounts can access and/or update account information by visiting our
website and signing in. If you e-file your tax return using the Services, you will not be able to
update your tax return information once your tax return has been filed, unless the IRS rejects the
return, or you file a later amendment.
After the tax return extension filing deadline, all information existing in the Indeco tax returns
are archived. We provide the ability for you to access such archived return information in certain
circumstances.
If you do not have an account, you may request to update inaccuracies in your personal
information, or to have the information deleted. If you would like to make such a request, please
contact us using the contact info found on our website.
14. Deactivation of Your Account
If you choose to deactivate your account, we retain your account information in our archives
even though it is no longer accessible online. We also retain all printed or e-filed returns and
related information as necessary to comply with our legal and contractual obligations, resolve
disputes, and enforce our agreements.
If you deactivate your account, you may no longer be able to access any of the information
associated with that account including information you provided through associated applications
or other Services.
To deactivate your account, you can contact Indeco at the contact info provided on our website.
Indeco, as a tax preparer and tax software developer, is subject to the Gramm-Leach Bliley Act
("GLBA"). You may review our GLBA Privacy Notice on our website.
15. Additional Information for California Residents
This section supplements the information contained in the Privacy Notice above, and applies
solely to visitors, users, and others who reside in the State of California ("residents,"
"consumers," or "you"). In the event of any conflict between this section and our Privacy Notice
above, this section shall govern for California residents. We adopt this section of the Privacy
Notice to comply with the California Consumer Privacy Act ("CCPA") and other California
privacy laws. Any terms defined in the CCPA have the same meaning when used in this Privacy
Notice.
Personal Information We Collect From California Residents
The information we collect is identified in the Personal Information We Collect section of our
Privacy Notice above. It includes information that identifies, relates to, describes, references, is
capable of being associated with, or reasonably could be linked, directly or indirectly, with a
specific individual, consumer, or personal device ("Personal Information") and, for limited
purposes, Sensitive Personal Information as described below.
If you have used our Services, we have collected the following categories of Personal
Information from you within the last twelve (12) months, depending on your access and/or use of
our Services:
The above chart also includes the Sensitive Personal Information we collect and the purpose for
which it is collected.
Categories Examples Purpose
Identifiers. A real name, alias, postal address,
unique personal identifier, online
identifier, Internet Protocol address,
email address, account name, social
security number, driver’s license
number, passport number, or other
similar identifiers. Business
Identifiers such as business name,
email address, physical address,
phone number, professional
registration numbers, and role or title.
Indeco uses this information in
accordance with applicable laws,
such as to prepare, assist in
preparing, or obtain or provide
services in connection with the
preparation of a tax return; to
provide you with the products and
services you specifically request or
consent to and other uses or
disclosures as you expressly
consent to from time to time; or as
required by law. We also collect
this information to establish and
maintain business relationships.
Personal Information
categories listed in
the California
Customer Records
statute (Cal. Civ.
Code § 1798.80(e)).
A name, signature, Social Security
number, physical characteristics or
description, address, associated
telephone numbers, passport number,
driver’s license or state identification
card number, insurance policy
number, education, employment,
employment history, bank account
number, credit card number, debit
card number, or any other financial
information, medical information, or
health insurance information. Some
Personal Information included in this
category may overlap with other
categories.
Indeco uses this information in
accordance with applicable laws,
such as to prepare, assist in
preparing, or obtain or provide
services in connection with the
preparation of a tax return; to
provide you with the products and
services you specifically request or
consent to and other uses or
disclosures as you expressly
consent to from time to time; or as
required by law.
Protected
classification
characteristics under
California or federal
law.
Age (40 years or older), race, color,
ancestry, national origin, citizenship,
religion or creed, marital status,
medical condition, physical or mental
disability, sex (including gender,
gender identity, gender expression,
pregnancy or childbirth and related
medical conditions), sexual
orientation, veteran or military status,
genetic information (including
familial genetic information).
Indeco uses this information in
accordance with applicable laws,
such as to prepare, assist in
preparing, or obtain or provide
services in connection with
preparing your tax return; to
provide you with the products and
services you specifically request or
consent to and other uses or
disclosures as you expressly
consent to from time to time; or as
required by law.
Commercial
information.
Records of personal property,
products or services purchased,
obtained, or considered, or other
purchasing or consuming histories or
tendencies.
Indeco collects and uses
commercial information such as
records of personal property in
relation to providing tax related
services.
The above chart also includes the Sensitive Personal Information we collect and the purpose for
which it is collected.
Under California law, we collect the following Sensitive Personal Information from consumers:
Social Security, driver’s license, state identification card, or passport number; account log-in,
financial account, debit card, or credit card number in combination with any required security or
access code, password, or credentials allowing access to an account; and citizenship and
immigration status. We do not use such information for any purposes that are not identified
within the California Privacy Rights Act Section 1798.121. We do not “sell” or “share” sensitive
personal information for purposes of cross-context behavioral advertising.
Categories Examples Purpose
Internet or other
similar network
activity.
Browsing history, search history,
information on a consumer’s
interaction with a website,
application, or advertisement.
Indeco uses your information to
personalize or customize your
experience and our products,
develop new features or services,
and to improve the overall quality
of our product offerings.
Geolocation data. Information derived from your IP
address and collected from our App.
Indeco uses your information to
personalize or customize your
experience and our products,
develop new features or services,
and to improve the security and
overall quality of our product
offerings.
Sensory data. Audio, electronic, visual, thermal,
olfactory, or similar information.
Indeco collects this information
during the recording of customer
service calls, in instances where we
ask to share your screen to help
resolve your inquiry, or where
interactions with our service staff is
conducted by video conferencing.
Indeco uses this information to
provide support and to improve the
overall quality of our offerings.
Professional or
employment-related
information.
Current or past job history. Indeco collects and uses
professional and employment
history in relation to providing tax
related services.
Inferences drawn
from other Personal
Information.
Profile reflecting a person’s
preferences, characteristics,
psychological trends, predispositions,
behavior, attitudes, intelligence,
abilities, and aptitudes.
Indeco processes inferences based
on other information collected as
part of marketing efforts. Indeco
uses this information to provide,
support, and improve the Services.
We may collect Personal Information, including, Sensitive Personal Information, from the
following sources:
Directly from you. For example, when you sign up to receive information from us, sign up
for our Services, or any other time you submit Personal Information to us voluntarily.
Automatically when you use our Site. For example, we may collect your usage history
when you use our Site.
Other parties. For example, we may receive Personal Information from vendors who
provide us with IT services, advertising services, or help facilitate our sales.
Retention, Use, and Disclosure of Personal Information
We may use or disclose your Personal Information for business purposes described in the How
We Use Your Personal Information and How and Why We Disclose Your Personal Information
sections of our Privacy Notice above.
We keep the categories of Personal Information described above for as long is necessary for the
purposes described in this Privacy Notice or otherwise authorized by law. This generally means
holding the information for as long as one of the following apply:
Your Personal Information is reasonably necessary to manage our operations, to manage
your relationship with us, to provide goods or services, or to satisfy another purpose for
which we collect the information;
Your Personal Information is reasonably necessary to carry out a disclosed purposes that is
reasonably compatible with the context in which the Personal Information was collected;
The Personal Information is reasonably required to protect or defend our rights or property
(which will generally relate to applicable laws that limit actions in a particular case); or
We are otherwise required or permitted to keep your Personal Information by applicable
laws or regulations.
Where Personal Information is used for more than one purpose, we will retain it until the purpose
with the latest period expires. For more information about our retention policies, please contact
us using the contact details above.
In the preceding twelve (12) months, we may have disclosed the following categories of Personal
Information for a business purpose:
Identifiers;
Professional and Employment Related Information;
California Customer Records Personal Information categories;
Protected classification characteristics under California or federal law;
Internet or similar network activity;
Geolocation;
Sensory Data;
Commercial Information; and
Inferences drawn from other Personal Information.
We disclose your Personal Information for a business purpose to the following categories of third
parties:
Service providers and Contractors
Third parties in connection with products or services we provide to you
Affiliates
How We Share Personal Information
Under California law, a “sale” of Personal Information does not necessarily involve one party
purchasing Personal Information from the other or an exchange of money. Instead, the term also
includes disclosures of Personal Information to Third Parties under circumstances where the
Third Parties are not restricted from using the information obtained from providing us services to
improve their own products and service.
As described in the Cookies, Tracking Technologies, and Interest-Based Advertising section
above, we utilize interest-based advertising services from vendors on our Site. When you interact
with our Site, some of your Personal Information may be shared, if legally permitted, with
certain of these vendors who may use it for online or “cross-context” behavioral advertising,
which meets the definition(s) of “share” and/or “sale” under California law. You have the right
to opt out of the “sale or share” of your Personal Information, as detailed below. We do not have
actual knowledge that we sell or share the Personal Information of consumers under 16 years of
age.
The following categories of Personal Information may have shared to a third party for the
purpose of cross-context behavioral advertising:
Identifiers;
Internet or similar network activity information;
Commercial Information; and
Inferences drawn from other Personal Information.
Each of the categories of Personal Information listed above may be sold or shared with the
following categories of third parties for the purpose of cross-context behavioral advertising:
Advertisers and marketing partners;
Data analytics providers; and
Social media networks.
Rights and Choices
California residents are provided with certain rights regarding their Personal Information under
California law. For requests received directly from a California resident, this section describes
your rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and
use of your Personal Information over the past twelve months. Once we receive and confirm
your verifiable consumer request, you may request we disclose to you:
The categories of Personal Information we collected about you.
The categories of sources for the Personal Information we collected about you.
Our business or commercial purpose for collecting or selling or sharing that Personal
Information and how long we keep your information.
The categories of third parties with whom we share that Personal Information.
The categories of Personal Information that we disclosed for a business purpose, and for
each category identified, the categories of recipients to which we disclosed that particular
category of Personal Information.
The categories of Personal Information that we sold or shared, and for each category
identified, the categories of recipients to which we sold or shared that particular category of
Personal Information.
The specific pieces of Personal Information we collected about you.
Deletion Request Rights
You have the right to request that we delete your Personal Information that we collected from
you and retained, subject to certain exceptions. Once we receive and confirm your verifiable
consumer request, we will delete your Personal Information from our records, unless an
exception applies.
Correction Request Rights
You have the right to request correction of inaccurate or incomplete Personal Information that
we collected from you and retained, subject to certain exceptions. Once we receive and confirm
your verifiable consumer request, we will provide a response that may include self-service tools
that enable you to update your Personal Information, unless an exception applies.
Right to Limit Use and Disclosure of Sensitive Personal Information
We do not use or disclose sensitive Personal Information for purposes to which the right to limit
use and disclosure applies under California law.
Opt Out Rights
Sharing with Nonaffiliated Third Parties
In certain circumstances, you may request that we limit the sharing of your information with
nonaffiliated third parties or other companies by contacting us using the contact information
on our website. Our ability to offer you certain products and services may be affected by
your choice to limit the sharing of your information.
Certain web browsers allow users to opt out of tracking by websites and online services by
enabling an opt out preference signal such as Global Privacy Control. If you choose to enable
an opt out request preference signal, you will only be opted out of online sales or sharing of
your information and will need to turn it on for each browser you use. To submit a request to
opt out of offline sales and sharing which would not otherwise be controlled by an opt out
preference signal, please contact us using the contact info found on our website.
Automated Decision Making
You have the right to opt out of automated decision making and request information about
the logic involved in in any automated decision-making processes, as well as a description of
the likely outcome of the process as it pertains to you.
Promotional Emails
You can stop receiving promotional emails by following the unsubscribe instructions in
emails that you receive or by contacting us using the contact information on our website. If
you decide not to receive promotional emails, we may still send you service-related
communications. Please note that this paragraph applies only to personal information we
obtain through your use of our services covered by this Privacy Notice.
Request Submissions
To exercise the rights under CCPA, please submit a consumer request by contacting us using the
contact info found on our website. You may contact us if you have any questions about this
process, including regarding requests we are unable to fulfill. If you submit certain requests, we
may request additional information to verify your identity, which may require you to log into
your account or to provide 2-3 pieces of Personal Information that we will match against our
records. We will use Personal Information provided in a verifiable consumer request to verify the
requestor's identity or authority to make the request.
Requests may also be submitted by a person registered with the California Secretary of State that
is authorized to act on your behalf. Such privacy rights requests may have to undergo our
verification process, which includes verifying the identity of the agent and their authorization to
make the request. An authorized agent may submit a request on your behalf using the contact
info found on our website. These requests must:
Detail sufficient information that allows us to reasonably verify you are the person about
whom we collected Personal Information or an authorized representative; and
Describe your request with sufficient detail that allows us to properly understand, evaluate,
and respond to it.
We cannot respond to your request or provide you with Personal Information if we cannot
verify your identity or authority to make the request and confirm the Personal Information
relates to you.
Timeframe for Responding to Requests and Format
Indeco shall confirm receipt of a consumer’s request within ten (10) days of receipt. Indeco will
respond to the request within forty-five (45) days of receipt of the request.
The period of response may be extended to ninety (90) days if more time is required. In that
event, we will inform you of the reason for the extension period in writing. You may only make
a verifiable consumer request for access or data portability twice within a 12-month period.
Fee
We do not charge a fee to process or respond to your verifiable consumer request unless it is
excessive, repetitive, or manifestly unfounded.
No Discrimination
The CCPA prohibits a business from discriminating against California consumers for exercising
the rights outlined above. Unless permitted by CCPA, we will not discriminate against you for
exercising the rights by:
Denying goods or services to you;
Charging different prices or rates for goods or services, including through the use of
discounts, benefits, or other penalties;
Providing a different level or quality of goods or services; and
Suggesting a different price or quality of goods or services will apply if rights are exercised.
Certain information is required to effectively use our Services. For example, if you exercise the
right to delete your information your account will be deactivated, which prevents the use of our
goods and services. This in no way prevents you from creating a new account in the future.
No Financial Incentive
We do not offer any financial incentives or price or service difference in an attempt to influence
a consumer’s decision whether or not to exercise a right afforded to the consumer under
California law.
California "Shine the Light"
Once per calendar year, a California resident may opt out of disclosure of their Personal
Information to other parties, including affiliates, for their direct marketing purposes during the
immediately preceding calendar year. If you do not want Indeco to disclose your Personal
Information to other companies, including, affiliates, for their direct marketing purposes, please
contact us using the contact info on our website.
16. Additional Information for Colorado Residents
This section applies only to Colorado residents. It describes how we collect, use, and share
Personal Data of Colorado residents in our capacity as a business under the Colorado Privacy
Rights Act (“CPA”) and your rights with respect to that Personal Data. For purposes of this
section, the term “Personal Data” has the meaning given in the CPA but does not include
information exempted from the scope of the CPA. We may claim legal exemptions for certain
types of personal information and certain Indeco companies from all or certain parts of the CPA.
Your Colorado privacy rights
As a Colorado resident, you have the rights listed below. However, these rights are not absolute,
and in certain cases we may decline your request as permitted by law.
Access. You may request a copy of the Personal Information in your Indeco account or by
contacting us using the contact info found on our website.
Correction. You can edit and correct your personal information at any time by changing it
directly in our products and services.
Deletion. You may have the right, under certain circumstances, to request that we delete
the personal information you have provided to us. You may delete your personal
information by contacting us using the contact info found on our website.
Opt-out of tracking for targeted advertising purposes. You can submit requests to opt-out
of tracking for targeted advertising purposes by contacting us using the contact info found
on our website.
Opt-out of profiling. You can opt-out of the automated processing of your Personal Data
to evaluate, analyze, or predict personal aspects related to your economic situation,
health, personal preferences, interests, reliability, behavior, location, or movements, to the
extent this results in decisions that produce legal or similarly significant effects.
Sensitive Personal Data. We will not process your sensitive personal data without your
consent.
Non-discrimination. You have the right to be free from discrimination related to your
exercise of any of your Colorado privacy rights.
Authentication
In order to protect your Personal Data from unauthorized access or deletion, we may require you
to verify your credentials before you can submit a rights request. If you do not have an account
with us, or if we suspect that your account has been accessed without your authorization, we may
ask you to provide additional personal information for verification. If we are subsequently unable
to confirm your identity, we may refuse your rights request.
17. Additional Information for Connecticut Residents
This section applies only to Connecticut residents. It describes how we collect, use, and share
Personal Data of Connecticut residents in our capacity as a business under the Connecticut Data
Privacy Act (“CDPA”) and your rights with respect to that Personal Data. For purposes of this
section, the term “Personal Data” has the meaning given in the CDPA but does not include
information exempted from the scope of the CDPA. We may claim legal exemptions for certain
types of personal information and certain Indeco companies from all or certain parts of the
CDPA.
Your Connecticut privacy right s
As a Connecticut resident, you have the rights listed below. However, these rights are not
absolute, and in certain cases we may decline your request as permitted by law.
Access. You may request a copy of the Personal Information in your Indeco account or
by contacting us using the contact info found on our website.
Correction. You can edit and correct your personal information at any time by changing it
directly in our products and services.
Deletion. You may have the right, under certain circumstances, to request that we delete
the personal information you have provided to us. You may delete your personal
information by contacting us using the contact info found on our website.
Opt-out of tracking for targeted advertising purposes. You can submit requests to opt-out
of tracking for targeted advertising purposes by contacting us using the contact info found
on our website.
Opt-out of profiling. You can opt-out of the automated processing of your Personal Data
to evaluate, analyze, or predict personal aspects related to your economic situation,
health, personal preferences, interests, reliability, behavior, location, or movements, to the
extent this results in decisions that produce legal or similarly significant effects.
Sensitive Personal Data. We will not process your sensitive personal data without your
consent.
Non-discrimination. You have the right to be free from discrimination related to your
exercise of any of your Connecticut privacy rights.
Authentication
In order to protect your Personal Data from unauthorized access or deletion, we may require you
to verify your credentials before you can submit a rights request. If you do not have an account
with us, or if we suspect that your account has been accessed without your authorization, we may
ask you to provide additional personal information for verification. If we are subsequently unable
to confirm your identity, we may refuse your rights request.
18. Additional Information for Virginia Residents
This section applies only to Virginia residents. It describes how we collect, use, and share
Personal Data of Virginia residents in our capacity as a business under the Virginia Consumer
Data Protection Act (“VCDPA”) and your rights with respect to that Personal Data. For purposes
of this section, the term “Personal Data” has the meaning given in the VCDPA but does not
include information exempted from the scope of the VCDPA. We may claim legal exemptions
for certain types of personal information and certain Indeco companies from all or certain parts
of the VCDPA.
Your Virginia privacy rights
As a Virginia resident, you have the rights listed below. However, these rights are not absolute,
and in certain cases we may decline your request as permitted by law.
Access. You may request a copy of the Personal Information in your Indeco account or
by contacting us using the contact info found on our website.
Correction. You can edit and correct your personal information at any time by changing it
directly in our products and services.
Deletion. You may have the right, under certain circumstances, to request that we delete
the personal information you have provided to us. You may delete your personal
information by contacting us using the contact info found on our website.
Opt-out of tracking for targeted advertising purposes. You can submit requests to opt-out
of tracking for targeted advertising purposes by contacting us using the contact info found
on our website.
Opt-out of profiling. You can opt-out of the automated processing of your Personal Data
to evaluate, analyze, or predict personal aspects related to your economic situation,
health, personal preferences, interests, reliability, behavior, location, or movements, to the
extent this results in decisions that produce legal or similarly significant effects.
Sensitive Personal Data. We will not process your sensitive personal data without your
consent.
Non-discrimination. You have the right to be free from discrimination related to your
exercise of any of your Virginia privacy rights.
Authentication
In order to protect your Personal Data from unauthorized access or deletion, we may require you
to verify your credentials before you can submit a rights request. If you do not have an account
with us, or if we suspect that your account has been accessed without your authorization, we may
ask you to provide additional personal information for verification. If we are subsequently unable
to confirm your identity, we may refuse your rights request.
Indeco Tax Terms of Use Agreement
Revised: February 8, 2024
This Terms of Use Agreement (“Agreement”) is a contract between Indeco Tax LLC ("Indeco",
"we", "us", or "our") and you ("you", "your", or "user"), a visitor or user of Indeco's websites,
mobile applications, online and offline tax return preparation products, and related services, and,
if selected by you, Indeco's electronic filing services along with any of our other services which
link to this Agreement (collectively, the "Services").
IF YOU DO NOT AGREE TO ALL OF THESE TERMS AND CONDITIONS, DO NOT
ACCESS THE WEBSITE OR ANY SERVICES. BY DOWNLOADING, ACCESSING OR
USING THE SERVICES, YOU INDICATE YOUR UNCONDITIONAL ACCEPTANCE OF
THIS AGREEMENT.
If you are under the age of 13, you may not use our Services.
Your use of our Services is subject to the additional notices that may appear throughout the use
of our Services. If you use any of our Services, you are subject to any applicable agreements
(“Supplemental Agreements”) and any posted guidelines or rules applicable to such products or
services. All such guidelines, or rules, are hereby incorporated by reference into this Agreement.
Where a conflict exists between this Agreement and any of the Supplemental Agreements, the
provisions of the applicable Supplemental Agreement shall govern.
This Agreement contains a class action waiver provision that requires the parties to resolve all
disputes on an individual basis and limits the remedies available to you in the event of certain
disputes relating to the operation or use of the services (Section 13). Further, as outlined in
Section 13 of this Agreement, unless you opt out of arbitration within 30 days of the date you
agree to this Agreement, you agree that any dispute that cannot be informally resolved between
us will be resolved by binding, individual arbitration and you waive your right to participate in a
class action lawsuit or class-wide arbitration.
A "registered user” is a user from whom Indeco has received the information necessary to permit
such person to print or electronically file a tax return prepared using the Services and who
complies with the terms and conditions of this Agreement.
1. Ownership; Limited License; Copyright & Trademark Ownership.
The Services and all related text, graphics, images, photographs, videos, illustrations, computer
code, and other information, materials and content contained in the Services or provided by
Indeco in connection therewith (collectively, "Content") are owned by or licensed to Indeco and
are protected under both United States and foreign laws. Except as explicitly stated in this
Agreement, Indeco and its licensors reserve all right in and to the Services and Content.
Subject to your continued compliance with this Agreement and any Supplemental Agreements,
including payment of any applicable fees, you are hereby granted a limited, nonexclusive,
nontransferable, non-sublicensable, revocable license to access and use the Services for your
personal purposes. You may only use the Indeco tax preparation software (whether online,
downloaded, or via mobile application) to prepare one valid and complete tax return per
applicable service fee paid and, after proper registration and any applicable payment, to file
electronically and/or print such tax return. Unless you have purchased a license to one of
Indeco’s Professional products, you will not use the Services for commercial purposes,
including, but not limited to using the Services to prepare tax returns, schedules or worksheets
for others as part of a service offering.
Subject to this Agreement and any Supplemental Agreements, you are hereby granted a limited,
nonexclusive, nontransferable, non-sublicensable, revocable license to electronically copy and
print portions of Content to hardcopy for the sole purpose of your personal, non-commercial use
in researching and making a decision to purchase Services. Any other use of the Content—
including reproductions other than specified, modifications, distribution, or republication—
without the prior written permission of Indeco is strictly prohibited.
The license granted to you is subject to this Agreement and any Supplemental Agreements and
does not include any right to (a) sell, mirror, frame, resell or commercially use our Services or
Content; (b) copy, reproduce, distribute, reverse engineer, publicly perform or publicly display
any Services or Content; (c) modify, or create derivative works based on, the Services or
Content; (d) remove or alter any proprietary rights notices or markings on or in the Services or
Content; (e) use any data mining, robots, artificial intelligence, or similar data gathering or
extraction methods in relation to the Services or Content; (f) use our Services or Content other
than for their intended purposes; (g) transmit any viruses, malware, or other malicious code or
software through the Services or otherwise interfere or attempt to interfere with the normal
operation of the Services; (h) attempt to gain unauthorized access to Indeco's or any third party's
systems, networks, or data; (i) use the Services to transmit any fraudulent information, create any
false identity, or misrepresent your identity; or (j) otherwise use the Services or Content in
violation of any applicable law. Any use of our Services or Content other than as specifically
authorized herein, without our prior written permission, is strictly prohibited and will terminate
the permissions granted in this Agreement.
Indeco and the associated logos and any other Indeco service names, logos or slogans that may
appear on the Services are trademarks of Indeco and our licensors and may not be copied,
imitated or used, in whole or in part, without our or the applicable trademark holder's prior
written permission. You may not use metatags or other "hidden text" utilizing "Indeco" or any
other name, trademark or product or service name of Indeco. In addition, the look and feel of the
Services, including, without limitation, all page headers, custom graphics, button icons and
scripts, constitute the service mark, trademark or trade dress of Indeco and may not be copied,
imitated or used, in whole or in part, without our prior written permission. All other trademarks,
registered trademarks, product names and company names or logos mentioned on the Services
are the property of their respective owners and may not be copied, imitated or used, in whole or
in part, without the permission of the applicable trademark holder.
If you believe that any material contained on the Services infringes your copyright or other
intellectual property rights, you should notify Indeco of your copyright infringement claim in
accordance with the following procedure. Indeco will process notices of alleged infringement
which it receives and will take appropriate action as required by the Digital Millennium
Copyright Act (DMCA) and other applicable intellectual property laws.
Pursuant to the DMCA, all notifications of claimed copyright infringement on the Website
should be sent ONLY to our Designated Agent:
Name of Agent Designated to Receive Notification of Claimed Infringement:
Counsel-Copyright
Indeco Legal Department
260 Madison Ave, 8th Floor
New York, NY 10016
Under the DMCA, the notification of claimed infringement must include the following:
1. An electronic or physical signature of the owner or of the person authorized to act on
behalf of the owner of the copyright interest
2. Identification of the copyrighted work (or works) that you claim has been infringed
3. A description of the material that you claim is infringing, and the location where the
original or an authorized copy of the copyrighted work exists (for example, the URL of
the page of the website where it is lawfully posted; the name, edition and pages of a book
from which an excerpt was copied, etc.)
4. A clear description of where the infringing material is located on our Website, including
as applicable its URL, so that we can locate the material
5. Your name, address, telephone number, and email address
6. A statement that you have a good-faith belief that the disputed use is not authorized by
the copyright owner, its agent, or the law
7. A statement by you, made under penalty of perjury, that the above information in your
notice is accurate and that you are the copyright owner or authorized to act on the
copyright owner’s behalf
NOTE: THE DESIGNATED AGENT IS PROVIDED SOLELY FOR NOTIFYING US THAT
YOUR COPYRIGHTED MATERIAL MAY HAVE BEEN INFRINGED. DO NOT SEND
ANY INQUIRIES UNRELATED TO COPYRIGHT INFRINGEMENT (e.g., REQUESTS FOR
TECHNICAL ASSISTANCE OR CUSTOMER SERVICE, REPORTS OF EMAIL ABUSE,
etc.) TO THE DESIGNATED AGENT AS YOU WILL NOT RECEIVE A RESPONSE. WE
CAUTION YOU THAT UNDER FEDERAL LAW, IF YOU KNOWINGLY MISREPRESENT
THAT ONLINE MATERIAL IS INFRINGING, YOU MAY BE SUBJECT TO HEAVY CIVIL
PENALTIES. THESE INCLUDE MONETARY DAMAGES, COURT COSTS, AND
ATTORNEY’S FEES INCURRED BY US, BY ANY COPYRIGHT OWNER, OR BY ANY
COPYRIGHT OWNER’S LICENSEE THAT IS INJURED AS A RESULT OF OUR
RELYING UPON YOUR MISREPRESENTATION. YOU MAY ALSO BE SUBJECT TO
CRIMINAL PROSECUTION FOR PERJURY.
We will, in appropriate circumstances, terminate repeat infringers. If you believe that an account
holder or subscriber is a repeat infringer, please follow the instructions above to contact Indeco
and provide information sufficient for us to verify that the account holder or subscriber is a
repeat infringer.
2. User Responsibility
You agree that you are responsible for submitting accurate and complete information while
preparing your tax return and for reviewing your tax return for indications of obvious errors prior
to electronically filing or printing your return. Indeco may, but is under no obligation to, make
certain non-substantive (e.g., formatting) changes to your return in conformance with various e-
filing requirements and standards. You are also responsible for acquiring and maintaining all
equipment, computers, software and communications or Internet services (such as data or long
distance phone charges) relating to your access and use of the Services, and for all expenses
relating thereto (plus applicable taxes). You must use your valid form of payment to pay all fees
and charges related to the Services and, except as otherwise provided herein, all fees and charges
are non-refundable. YOU ARE RESPONSIBLE FOR MEETING ANY TAX FILING
DEADLINES. WE CANNOT GUARANTEE HOW LONG IT WILL TAKE TO COMPLETE
AND FILE YOUR RETURN, SO YOU ARE RESPONSIBLE FOR PREPARING YOUR
RETURN EARLY ENOUGH TO ENSURE IT CAN BE FILED BEFORE ANY APPLICABLE
DEADLINES.
Indeco may offer you the ability to use certain informative tools, including, without limitation,
for example, a tax estimator/calculator, interview questions related to life events, or a deduction
maximizer. YOU ACKNOWLEDGE AND AGREE THAT THESE TOOLS ARE PROVIDED
MERELY AS A CONVENIENCE TO OUR USERS, AND THAT YOU RETAIN ULTIMATE
RESPONSIBILITY FOR ENSURING THE ACCURACY AND COMPLETENESS OF ANY
INFORMATION YOU SUBMIT WHILE USING THE SERVICES. THE DEDUCTION
MAXIMIZER IS INTENDED TO HIGHLIGHT CERTAIN COMMONLY-USED
DEDUCTIONS FOR FILERS LISTING A PARTICULAR OCCUPATION. IT IS SOLELY
YOUR RESPONSIBILITY TO DETERMINE, BASED ON YOUR SPECIFIC
CIRCUMSTANCES, IF SUCH DEDUCTIONS APPLY TO YOU AND IF OTHER
DEDUCTIONS, THAT MAY NOT HAVE BEEN HIGHLIGHTED BY THE TOOL, MAY
APPLY TO YOU.
You are the only person authorized to use your user identification and password, and you shall
not permit or allow other people to have access to or use the same. You are responsible for
maintaining the confidentiality of your user identification and password. You are responsible for
any actions taken using your user identification and password. You are responsible for ensuring
that all information in your account, including without limitation your contact information, is and
remains, at all times, complete and accurate. You agree to immediately notify us of any
unauthorized use of your password or account, or any other breach of security of which you are
aware, and to ensure that you properly close out of your account at the end of each session. We
may, in our sole discretion, terminate your password, account (or any part thereof) or use of the
Website at any time and for any or no reason. Indeco will not be liable to you or any third party
for any termination of your access to the Services. If your status as a user of the Services is
terminated, you will (i) stop using the Services and any information obtained from the Services,
and (ii) destroy all copies of your account information, password and any information obtained
from this Services.
You acknowledge and agree that you are solely responsible for all content, data, and information
submitted by your user identification into the Services, including, without limitation, content,
data, and information relating to third parties.
You hereby indemnify and hold harmless Indeco from and against any third party claims,
liabilities, costs and expenses, including attorney’s fees, related to such content, data, and
information submitted by you. You further acknowledge and agree that you are solely
responsible for implementing and responding to any third party requests to modify, update,
delete, or otherwise alter any content, data, and information that you have submitted into the
Service.
To the fullest extent permitted by applicable law, Indeco has no obligation to store or maintain
any information you provide to it, and you are responsible for printing or saving a copy of your
tax return for your records.
You may not without our prior written permission, use any computer code, data mining software,
“robot,” “bot,” “spider,” “scraper” or other automatic device, or program, algorithm or
methodology having similar processes or functionality, or any manual process, to monitor or
copy any of the web pages, data, or content found on the Services. You may not republish Indeco
content or other content from the Services on another website or use in-line or other linking to
display such content without our permission. You may not introduce viruses, spyware, or other
malicious code to the Services. You represent and warrant that you use frequently updated,
commercially standard virus protection software to ensure that the system you use to access our
Services is virus-free.
3. Electronic Communications
By creating a Indeco account, you consent to receive electronic communications from Indeco
(e.g., SMS or text messaging, telephone, via email, or by posting notices on our Services). These
communications may include notices about your account (e.g., authentication, payment
authorizations, password changes and other transactional information) or legal notices and are
part of your relationship with us. When permitted by applicable law, we may also send you
promotional communications via email, including newsletters, special offers, surveys, and other
information we think may be of interest to you. You may opt out of receiving these promotional
emails at any time by following the unsubscribe instructions provided in such emails. You agree
that any notices, agreements, disclosures, or other communications that we send to you
electronically will satisfy any legal communication requirements, including, but not limited to,
that such communications be in writing.
By providing your phone number to us through the Services or otherwise, you consent to receive
calls or text messages from us for operational or informational purposes. We may use our service
providers, including an automated telephone dialing system, to send these calls or messages from
us to you. You will receive operational or informational messages as described above when you
first consent to texts and every time you sign in to verify and authenticate your account, should
you choose not to remember the device.
From time to time, we may also ask for your consent to send you marketing calls or text
messages. Your consent to receive marketing calls or text messages is not required to purchase
goods or services from us.
You can cancel SMS services at any time by texting STOP to the short code. After you send the
SMS message STOP to us, we will send you an SMS message to confirm that you have been
unsubscribed. After this, you will no longer receive SMS messages from us. If you want to
receive SMS messages again, you may sign up as you did previously. If you are experiencing
issues with the messaging program, you can contact us using the contact info found on our
website for assistance.
Carriers are not liable for delayed or undelivered messages. As always, message and data rates
may apply for any messages sent to you from us and to us from you. Message frequency varies.
Please review applicable additional terms carefully when you provide your mobile phone number
for marketing purposes. If you have any questions about your text plan or data plan, it is best to
contact your wireless provider.
4. Electronic Filing Services
If you choose to file your return electronically, your tax return will be processed by Indeco to be
transmitted to the applicable federal or state taxing authority. Indeco cannot guarantee that the
taxing authority will accept your return, as rejections may occur due to circumstances beyond
Indeco's control (e.g., incorrect user information, malfunction of the taxing authority's system,
etc.). Your e-filing fee, if any, is non-refundable even if your return is rejected by the taxing
authority. You are responsible for verifying the status of your return to confirm that it has been
received and accepted by the applicable taxing authority and, if necessary, for filing it manually.
The Internal Revenue Service (IRS) requires Indeco to provide notification to it of information
relating to your use of the Services, such as notice of your electronic filing of your tax return, of
the Internet Protocol (IP) address and other device information of the computer from which your
return originated, and of whether your email address was collected. By using the Services to
prepare and submit your tax return, you consent to the disclosure to the IRS and any other tax
authority, revenue authority, or other governmental authority with jurisdiction of any information
pertaining to your use of the Services. You agree that Indeco is permitted to access and use any
tax return and other information provided by you to perform the Services and, if necessary, to
access such information to obtain contact information to provide you with notifications relating
to the Services.
5. Modifications
Indeco has the right at any time and for any reason to modify or discontinue the Services or any
aspect or feature of the Services, including but not limited to their Content, functionality or hours
of availability, the equipment needed for its access or use, or pricing. Indeco may post a notice
on the Services or updating the date at the top of this Agreement. Your continued use of the
Services after any such changes will confirm your acceptance of the then-current version of this
Agreement. If you do not agree with any such changes, you must immediately discontinue your
use of the Services.
6. Third Party Offerings
THE SERVICES AND CONTENT MAY CONTAIN LINKS TO, OR INFORMATION
REGARDING, THIRD PARTY WEBSITES, PRODUCTS, OR SERVICES
(COLLECTIVELY, "THIRD PARTY OFFERINGS"). INDECO OFFERS SUCH LINKS AND
INFORMATION FOR YOUR CONVENIENCE BUT DOES NOT CONTROL OR ENDORSE
ANY THIRD PARTY OFFERINGS. YOU AGREE THAT INDECO IS NOT LIABLE FOR
THE CONTENT, ACCURACY, FUNCTIONALITY, OR ANY OTHER ASPECT OF ANY
THIRD-PARTY OFFERINGS AND THAT INDECO IS NOT RESPONSIBLE FOR THE
ACTS, OMISSIONS, POLICIES, OR PROCEDURES OF ANY SUCH THIRD PARTY. ANY
TRANSACTIONS THAT YOU CHOOSE TO ENTER INTO WITH ANY THIRD PARTY IS
BETWEEN YOU AND THE APPLICABLE THIRD PARTY, AND INDECO WILL NOT BE
A PARTY TO OR HAVE ANY LIABILITY WITH REGARDS TO SUCH TRANSACTIONS.
7. Disclaimer of Warranties
To the fullest extent permitted by applicable law, you release Indeco from responsibility,
liability, claims, demands, and/or damages of every kind and nature, in any way arising out of or
related to the operation, or your use, of the Services or any Content that in any way arise out of
or related to the acts or omissions of third parties ("Third Party Disputes"). IF YOU ARE A
CALIFORNIA RESIDENT, YOU HEREBY WAIVE ANY RIGHTS YOU MAY HAVE
ARISING OUT OF THESE TERMS UNDER CALIFORNIA CIVIL CODE SECTION 1542,
WHICH SAYS "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE
CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS
OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN
BY HIM OR HER WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT
WITH THE DEBTOR OR RELEASED PARTY." YOU ALSO WAIVE ANY RIGHTS YOU
MAY HAVE WITH RESPECT TO THIRD PARTY DISPUTES UNDER ANY OTHER
STATUTE OR COMMON LAW PRINCIPLES THAT WOULD OTHERWISE LIMIT THE
COVERAGE OF THIS RELEASE TO INCLUDE ONLY THOSE CLAIMS WHICH YOU
MAY KNOW OR SUSPECT TO EXIST IN YOUR FAVOR AT THE TIME OF AGREEING
TO THIS RELEASE.
8. Limitation of Liability and Damages
EXCEPT AS EXPRESSLY PROVIDED BY INDECO TO THE CONTRARY, THE
SERVICES AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" AND, TO
THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, INDECO AND ITS
PARENT, SUBSIDIARIES AND AFFILIATES, AND THEIR RESPECTIVE OFFICERS,
DIRECTORS, EMPLOYEES, CONTRACTORS, CONSULTANTS, AGENTS, ASSIGNS,
LICENSORS, DISTRIBUTORS, ADVERTISERS, WEB-LINK PROVIDERS, DEALERS OR
SUPPLIERS (COLLECTIVELY, THE "PARTICIPATING PARTIES") DISCLAIM ALL
WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, REGARDING THE SERVICES,
CONTENT, AND RELATED MATERIALS, INCLUDING, WITHOUT LIMITATION, THEIR
FITNESS FOR A PARTICULAR PURPOSE, THEIR QUALITY, THEIR
MERCHANTABILITY, AND THEIR NON-INFRINGEMENT.
INDECO DOES NOT WARRANT THAT THE SERVICES ARE ACCURATE, COMPLETE
OR FREE OF ERRORS, INTERRUPTIONS, VIRUSES, OR OTHER HARMFUL
COMPONENTS OR THAT THE SERVICES WILL BE AVAILABLE 24 HOURS PER DAY,
SEVEN DAYS PER WEEK. YOU FURTHER ACKNOWLEDGE THAT THE OPERATION
AND AVAILABILITY OF THE COMMUNICATIONS SYSTEMS USED FOR ACCESSING
AND INTERACTING WITH THE SERVICES (E.G., THE PUBLIC TELEPHONE,
COMPUTER NETWORKS AND THE INTERNET) OR TRANSMITTING INFORMATION
TO THE TAXING AUTHORITIES CAN BE UNPREDICTABLE AND MAY, FROM TIME
TO TIME, INTERFERE WITH OR PREVENT ACCESS TO THE SERVICES OR THEIR
OPERATION. INDECO IS NOT IN ANY WAY RESPONSIBLE FOR ANY SUCH
INTERFERENCE WITH, OR PREVENTION OF, YOUR USE OF OR ACCESS TO
SERVICES BEYOND THE REASONABLE CONTROL OF INDECO.
ANY INFORMATION CONTAINED ON THE INDECO WEBSITE IS PROVIDED FOR
INFORMATIONAL PURPOSES ONLY, AND YOU ARE RESPONSIBLE FOR
CONSULTING WITH YOUR OWN PROFESSIONAL TAX ADVISORS CONCERNING
YOUR SPECIFIC TAX CIRCUMSTANCES. INDECO DISCLAIMS ANY RESPONSIBILITY
FOR THE VALIDITY, ACCURACY, OR ADEQUACY OF ANY POSITIONS TAKEN BY
USERS IN THEIR TAX RETURNS. ALL WARRANTIES OR GUARANTEES GIVEN OR
MADE BY INDECO WITH RESPECT TO THE SERVICES (1) ARE FOR THE BENEFIT OF
THE REGISTERED USER OF THE SERVICES ONLY AND ARE NOT TRANSFERABLE,
AND (2) SHALL BE NULL AND VOID IF YOU BREACH ANY TERMS OR CONDITIONS
OF THIS AGREEMENT.
9. Miscellaneous
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE ENTIRE
LIABILITY OF INDECO AND THE PARTICIPATING PARTIES (JOINTLY) FOR ANY
REASON SHALL BE LIMITED TO THE AMOUNT PAID BY YOU FOR THE SERVICES
AND CONTENT.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER INDECO
NOR THE PARTICIPATING PARTIES WILL BE LIABLE FOR ANY INDIRECT, SPECIAL,
INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS
OF BUSINESS, LOSS OF PROFITS OR INVESTMENT, OR THE LIKE), WHETHER
BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING
NEGLIGENCE), OR OTHERWISE, EVEN IF INDECO OR THE PARTICIPATING PARTIES
HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF A
REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL
PURPOSE.
THE LIMITATIONS SET FORTH IN THIS SECTION WILL NOT LIMIT OR EXCLUDE
INDECO OR THE PARTICIPATING PARTIES' LIABILITY FOR PRODUCT LIABILITY
CLAIMS THAT ARISE IN CONNECTION WITH THE ACCESS OR USE OF THE
SERVICES OR FOR INDECO'S OR THE PARTICIPATING PARTIES' GROSS
NEGLIGENCE, FRAUD, OR INTENTIONAL, WILLFUL, MALICIOUS, OR RECKLESS
MISCONDUCT.
10. Dispute Resolution; Informal Resolution; Class Waiver; Binding Arbitration;
Coordinated Disputes & Termination of Rights
PLEASE READ THE FOLLOWING SECTION CAREFULLY BECAUSE IT LIMITS
CERTAIN LEGAL RIGHTS, INCLUDING THE RIGHT TO A JURY TRIAL, THE RIGHT
TO PARTICIPATE IN ANY FORM OF CLASS, COLLECTIVE, OR REPRESENTATIVE
CLAIM, DISPUTE OR ACTION, AND THE RIGHT TO CERTAIN REMEDIES AND
FORMS OF RELIEF. Other rights that we or you would have in court, such as an appellate
review, also may not be available in the arbitration process described within this section.
In the unlikely event that a disagreement arises between you and Indeco regarding any claim or
controversy at law or equity arising out of, relating to, or connected in any way with the Services
(collectively, "Dispute"), prior to initiating any legal action, you must first contact us directly by
using the contact info found on our website. You must describe the nature of the Dispute, the
basis for your Dispute and the resolution you are seeking.
You agree that the term "Dispute" in this Agreement will have the broadest meaning possible.
This Agreement also covers any Dispute between you and any officer, director, board member,
agent, employee, affiliate of Indeco, or third party if Indeco could be liable, directly or indirectly,
for such Dispute.
During the 60 days from the date you first contacted us, you and we agree to engage in good
faith efforts to resolve the Dispute and you will not initiate any legal action during this period.
You and we agree to toll any statutes of limitations that may apply, along with any filing
deadlines during this 60 day time period.
YOU AND INDECO AGREE THAT ANY DISPUTE ARISING OUT OF OR RELATED TO
THIS AGREEMENT OR OUR SERVICES IS PERSONAL TO YOU AND INDECO AND
THAT ANY DISPUTE WILL BE RESOLVED SOLELY THROUGH INDIVIDUAL
ARBITRATION AND WILL NOT BE BROUGHT AS A CLASS ARBITRATION, CLASS
ACTION OR ANY OTHER TYPE OF REPRESENTATIVE PROCEEDING, WHETHER
WITHIN OR OUTSIDE OF ARBITRATION.
If the Dispute is not resolved within the 60 day informal resolution period (and the parties do not
agree to extend the period), you and we agree that the Dispute will be resolved entirely through
binding individual arbitration in Houston, Harris County, Texas or the location of the registered
user, or as we and you otherwise agree in writing. If the parties have more than one Dispute
between them, you and we agree to assert all such Disputes in a single arbitration so they may be
resolved at the same time or they will be deemed waived.
We agree to meet and confer to select a neutral arbitrator. If we are unable to agree on an
arbitrator, you or we may petition the state or federal courts sitting in Houston, Harris County,
Texas to appoint an arbitrator from the arbitrators that you and we propose. Regardless of the
arbitrator or arbitration provider selected, the arbitration shall be administered pursuant to JAMS
Streamlined Arbitration Rules and procedures or other comparable rules to which you and we
agree.
WITH ARBITRATION (i) THERE IS NO JUDGE OR JURY, (ii) THE ARBITRATION
PROCEEDINGS AND ARBITRATION OUTCOME ARE SUBJECT TO CERTAIN
CONFIDENTIALITY RULES, AND (iii) JUDICIAL REVIEW OF THE ARBITRATION
OUTCOME IS LIMITED. The arbitrator’s award shall be final and binding and may be entered
as a judgment in any court of competent jurisdiction.
You and Indeco agree that the terms of this Agreement affect interstate commerce and that the
enforceability of this Section will be substantively and procedurally governed by the Federal
Arbitration Act, 9 U.S.C. § 1, et seq. (the "FAA"), to the maximum extent permitted by
applicable law. As limited by the FAA, this Agreement and the JAMS Rules, the arbitrator will
have exclusive authority to make all procedural and substantive decisions regarding any Dispute
and to grant any remedy that would otherwise be available in court; provided, however, that the
arbitrator does not have the authority to conduct a class arbitration or a representative action,
which is prohibited by this Agreement. The arbitrator may only conduct an individual arbitration
and may not consolidate more than one individual’s claims, preside over any type of class or
representative proceeding or preside over any proceeding involving more than one individual.
You and Indeco agree that for any arbitration you initiate, you will pay the filing fee and Indeco
will pay the remaining arbitration provider’s fees and costs. For any arbitration initiated by
Indeco, Indeco will pay all of the arbitration provider’s fees and costs. You and Indeco agree that
the state or federal courts of the State of Texas and the United States sitting in Houston, Harris
County, Texas have exclusive jurisdiction over any appeals and the enforcement of an arbitration
award.
Notwithstanding the forgoing, this Agreement shall not require arbitration of the following
Disputes (i) qualifying individual Disputes in small claims court in the county of your or
Indeco’s billing address. and/or (ii) injunctive or other equitable relief in a court of competent
jurisdiction in Texas for the alleged unlawful use of intellectual property.
You and we agree that the following procedures apply for Coordinated Disputes. If twenty-five
(25) or more similar Disputes are asserted against Indeco at or around the same time by the same
or coordinated counsel or are otherwise consistent or coordinated ("Coordinated Disputes"), and
your Dispute is one such Dispute, you understand and agree that the resolution of your Dispute
might be delayed. Further, you agree that Indeco, in its sole discretion, may elect to opt the
Disputes out of arbitration and require the Disputes to proceed in a court of competent
jurisdiction in Houston, Harris County, Texas consistent with the remainder of this Agreement,
including the class and collective action waiver. Notwithstanding this option available to Indeco,
should the Disputes proceed in arbitration, batching procedures to reduce the costs and gain
efficiencies associated with litigating multiple cases shall be implemented. Twenty-six (26)
Disputes shall be selected to proceed to individual arbitration proceedings as part of a first
batching process, thirteen (13) of which will be selected by the claimants and their coordinated
counsel and thirteen (13) of which will be selected by Indeco. The remaining Disputes shall not
be filed or deemed filed in arbitration nor shall any arbitration provider fees be assessed in
connection with those Disputes until they are selected to proceed to individual arbitration
proceedings as part of the staged process described herein.
If the parties are unable to resolve the remaining Disputes after the conclusion of the initial
twenty-six proceedings, the parties shall participate in a global mediation session before a retired
state or federal court judge. If the parties are unable to resolve the remaining Disputes through
mediation at this time, then twenty-six (26) Disputes shall be selected to proceed to individual
arbitration proceedings as part of a second batching process, thirteen (13) of which will be
selected by the claimants and thirteen (13) of which will be selected by Indeco. (If there are
fewer than twenty-six (26) Disputes remaining, all shall proceed.) The remaining Disputes shall
not be filed or deemed filed in arbitration nor shall any arbitration provider’s fees be assessed in
connection with those Disputes until they are selected to proceed to individual arbitration
proceedings as part of the staged process described herein. In any batching process, a single
arbitrator shall preside over each proceeding, and only four proceedings may be assigned to each
arbitrator unless the parties agree otherwise. If the parties are unable to resolve the remaining
Disputes after the conclusion of the second batch of twenty-six (26) proceedings, the parties shall
participate in another global mediation session before a retired state or federal court judge. If the
parties are unable to resolve the remaining Disputes in mediation at this time, this staged process
shall continue with no more than twenty-six (26) Disputes proceeding at any time in a staged
order that is selected randomly or by the arbitration provider, until all the Coordinated Disputes,
including your Dispute, are adjudicated or otherwise resolved. At any time during these
proceedings, we agree to participate in a global mediation session should your counsel request it
in an effort to resolve all remaining Disputes.
Any applicable statute of limitations on your Disputes and filing fee deadlines shall be tolled for
Coordinated Disputes from the time any Coordinated Dispute is selected for the first set of
batching proceedings until the time your Dispute is selected to proceed in arbitration, withdrawn,
or otherwise resolved. A court of competent jurisdiction shall have authority to enforce this
section regarding Coordinated Disputes and, if necessary, to enjoin the filing or prosecution of
arbitration demands against Indeco. Should a court of competent jurisdiction decline to enforce
these Coordinated Dispute procedures, you and we agree that your and our counsel shall engage
in good faith and with the assistance of a process arbitrator to devise and implement procedures
that ensure that arbitration remains efficient and cost-effective for all parties. Either party may
engage with the selected arbitration provider to address reductions in arbitration fees. If this
Section regarding Coordinated Disputes is deemed unenforceable as to a particular claimant or
batch, then it shall be severed as to that claimant or batch, and those parties shall arbitrate in
individual proceedings in accordance with this Section.
ANY CLAIM ARISING OUT OF OR RELATED TO THIS AGREEMENT OR OUR
SERVICES OR CONTENT MUST BE FILED WITHIN ONE YEAR AFTER SUCH CLAIM
AROSE; OTHERWISE, THE CLAIM IS PERMANENTLY BARRED, WHICH MEANS
THAT YOU AND INDECO WILL NOT HAVE THE RIGHT TO ASSERT THE CLAIM.
11. Jurisdiction and Venue
The validity and performance of this Agreement shall be governed and construed in accordance
with the laws of the State of Texas without reference to choice of law principles and applicable
federal law. Any dispute between the parties that is not subject to arbitration or cannot be
heardin small claims court will be resolved on an individual basis exclusively in a state or federal
court of competent jurisdiction sitting in Houston, Harris County, Texas.
12. Changes to Terms of Service
We may revise and update this Agreement from time to time in our sole discretion. All changes
are effective immediately when we post them, and apply to all access to and use of the Services
thereafter. Your continued use of the Services following the posting of the revised Agreement
means that you accept and agree to the changes. You should review this page from time to time
so you are aware of any changes, as they are binding on you.
13. Entire Agreement
This Agreement, along with any Supplemental Agreements, is the entire and exclusive
agreement between the parties, and it supersedes all previous communications, representations or
agreements, either oral or written, between them with respect to this subject matter. No
representations or statements of any kind made by us, which are not included in this Agreement,
shall be binding on us.
14. Amendments
You may not modify or amend this Agreement in whole or in part without the prior written
consent of one of our authorized representatives. We may replace or amend this Agreement from
time to time in our sole discretion. All changes are effective immediately when we post them and
apply to all access to and use of the Services thereafter. Your continued use of the Services
following the posting of the revised Agreement means that you accept and agree to the changes.
You should review this page from time to time so you are aware of any changes, as they are
binding on you.
15. Waiver
No waiver of any provision herein shall be valid unless in writing and signed by both our
authorized representative and you. Our failure to insist upon or enforce strict performance of any
provision of this Agreement or any right shall not be construed as a waiver of any such provision
or right.
16. Severability
If any provision of this Agreement is deemed to be illegal or unenforceable, the remainder of this
Agreement shall be unaffected and shall continue to be fully valid, binding, and enforceable.
17. Headings
The headings contained herein are for convenience only and shall have no legal or interpretive
effect.
18. Other
We may assign our rights and duties under this Agreement to any party at any time without
notice to you.
19. Privacy Notice
Our Privacy Notice can be found on our website.
20. Links to Third Party Sites
The Services may contain hyperlinks to websites operated by parties other than Indeco or its
affiliates. Such hyperlinks are provided for your reference only. We do not control such websites
and are not responsible for their content. If we post hyperlinks to other websites, this does not
mean that we endorse the material on such websites or associate ourselves with their operators.
Your access to and use of such websites, including information, material, products, and services
on such websites, is solely at your own risk. Furthermore, because our privacy policy is
applicable only when you use our Services, once linked to another website, you should read that
site’s privacy policy before disclosing any personal information. Where we are offering our own
content on or through third party sites (whether by linking, framing or otherwise), your use or
display of that content shall be subject to this Agreement unless a specific Supplemental
Agreement is applicable to the use or display of that content.